It is possible for your commercial property insurance to extend coverage to include coverage for loss of business income due to a closure of your business caused by a covered peril. A communicable disease like the Coronavirus may not be a covered peril, but you should not allow that assumption to keep you from taking action. Every claim is unique and has specific proximate causes as well as unique circumstances. We are recommending that you report all claims and potential claims so the carriers can review the details of your submission and asses if there is coverage for the loss. Please be sure to include your HealthSure account manager so they can track and advocate the claim for you.
